Insuring a BYD Seal

Sealion 7 Budget Direct. I had to add a condition that no one under 40 will drive the car. I tried to get my son (who is a learner) added to the policy but was told the car had an age restriction of 21 and above on it.

Thats really interesting! Wonder why they won't do the same thing for the Seal. I'm an over 40 driver and no other drivers.

Interesting. Call them.

I did. No difference. Would offer 3rd party with a max $5,000 on my vehicle if not at fault.

I had a Volvo XC90 ICE (still do until it's sold), just bought a Sealion 8, AAMI cost me the same for either vehicle, same coverage.

Maybe because it doesn't 0 to 100 in less than 4 seconds. Even the slowest one is sub 8 seconds

Weird, I just did budget direct, no restrictions chosen but it states 21+ can drive. $1.5k per year.

Im 44 in Qld. Im transferring from an existing policy. Now im really confused. Mine is seal performance, could it be the spec?

Maybe it’s not the car

Looks like the spec, I just tried to start the quote and as soon as it worked out the car it said it was unable to provide insurance.

Im an existing customer. Been with them for two years. Pay upfront yearly. No claims with them. What would have changed?

Good to know. So they accept the lower 2 specs i guess.

I just plugged the Performance into AAMI and got 2k for the quote which isn't too bad.

Allianz is the best ive got so far. Managed to get a quote for 1.6k

NRMA was cheapest for me to my surprise.

Budget direct on a Sealion 7 with over 40 only was about a $1000 for me.

Nrma, Youi & Allianz are my go-to for ev's. I swap between them for a better deal.

Youi was the worst so far. Offered $2900! NRMA was ok but RACQ is pretty close to Allianz. I'm in QLD and wonder if that has something to do with it.

Just tried them and they weren't but RACQ was quite cheap. Wonder if they adjust the price based on state? I am in QLD.

All good, did same for me on a petrol car

I’m with RACQ for my Tesla. Was cheapest by miles. About 1/3 of the cost of budget direct. I also live in Brisbane

That's very weird. I'm a 34 year old brand new driver who insured a Seal with AAMI for $1.4k. It was more expensive before I specified how often I'd use it, and told them nobody under 30 would be driving it. RAA was almost double that for no discernible reason.

Have you ever had to make a claim? Always curious to hear that experience too.

oof! What version of the Seal? I've started to wonder if its because I have the performance version.

I had to make a widowglass claim. I have excess free glass and it was very easy. They gave me the option of going to obrien and using the corporate account or going to Tesla and getting reimbursed. Because I had cameras and stuff I went though Tesla, paid the almost $1900 and two weeks later it was in my bank

Thanks thats really great to know.