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Thinking of trading in Rav4 Prime XSE w/Premium for a Model Y Premium AWD. What features will I be losing?

StormTrpr66 | 2026-02-20 17:12 | 18 views

Not sure how many people here are also familiar with the Rav4 Prime but I'll mention a few things I've found in my research that my R4P has that I don't think the Model Y has. Android Auto. This is a big one since it provides "native" access to apps like Pandora, Teams, Zoom, and a bunch of other apps that the MY doesn't have. Garage door opener. I was shocked to find that the MY doesn't have this. It's been in almost every car I've had since around 2007. Apparently you can add it via something called Homelink which costs $350 for the part and I'm not sure how much for installation. Heads Up Display. Surprised since Tesla markets themselves as a technology leader. Sliding sunroof. I know the MY Premium has the panoramic glass roof but I don't think it opens. Is there a sliding cover on the inside to keep the sun out when I don't want it? Adaptive cruise w/lane keep-assist (free). As of a few days ago Tesla no longer includes Autopilot and only has speed sensitive cruise, no autosteer. Although I plan on subscribing to FSD so it's not that big of a deal. FSD is actually the main reason I'm looking at a Tesla. Rear wiper. Another, WTF Tesla? Kick activated rear hatch. I know Tesla added something similar that works via iPhone but I have an Android and from what I've read, Tesla's implementation of this kind of sucks anyway. I can live without this. Things I'm not sure about: Digital rear view mirror. Does the Model Y have this? I sometimes carry tall cargo that blocks the regular rear view mirror. Heated steering wheel? Auto headlights including auto high-beams? Has anyone here had a car with these features before getting a Model Y, and did you miss having them? Any other features that are pretty standard in other cars that the Model Y doesn't have?

Comments (89)
CJdawg_314 2026-02-20 17:18

No Apple CarPlay android auto. I personally don’t miss it as the native interface is very good but I see how that can depend based on personal use case. No HUD sadly, but you get used to it. Glass roof is tinted very dark with the best heat rejection of any car. Personally I run a sun shade, u can get an OEM sunshade or aftermarket one. Both do the trick. No digital rear view. Yes heated wheel/and seating front and back, auto highbeams with matrix headlights giving u adaptive highbeams as well.

AltruisticPapaya1415 2026-02-20 17:24

Doesn’t have heads up display, but you won’t be using it anyways if you’ll be using FSD. Doesn’t have digital rear view but you can have the three rear facing cameras on while driving. Garage door opener is not standard, it’s an installable upgrade, I think it was like $350. It does have auto high beams and matrix headlights which are so fricken cool. I haven’t wished I had a rear wiper in my 4 years of ownership, the rear of the Y isn’t like your RAV4 at all, the angle of the rear hatch basically wipes everything off. I have a 2020 so can’t say that the hands free trunk works reliably but I have a shortcut set up to have Siri open the trunk that I can use from my watch, I imagine android has a Siri equivalent. It does not have a sliding sunroof, it’s a fixed piece of glass, there are aftermarket 3rd party sliding shades or you can do what most owners do and just have fixed shades. My shades were like $50 on Amazon. Truthfully I wish they don’t add CarPlay or android auto to the cars, other manufacturers need it because their UI sucks whereas teslas is soooooooooo much better. Y has had a heated steering wheel since like 2022.

LoneStarGut 2026-02-20 17:24

For the rearview, you can show the rear camera on screen at any time if you want. It also automatically comes on when you backup. You can add a HUD 3rd party - there are dozens of choices available.

aniobash 2026-02-20 17:25

Rav4 is very very boring car. I don't know what will compensate this.

Capable_Youth_6766 2026-02-20 17:26

I'll try to provide some info that I can! I don't really see the need for android auto. The Tesla software is so well done and easy to use. For music or calls there is still bluetooth audio connection available. Lack of HUD is just sad. Sunroof does not open and does not come with any kind of covering. Aftermarket has solutions to this. Rear wiper not needed cuz that stupid tiny window is so tiny its unless anyways lol. No digital rear view mirror. Heated steering is included Auto headlight includes auto high beams. (this is a toggle-able option i believe) At least you get FSD and no more visits to the gas station!

CJdawg_314 2026-02-20 17:26

Yeah that’s right but I’m guessing OP referring to the digital review that actually shows up on ur rear mirror. The camera pull-up is not really a replacement for that. I’ve never seen a 3rd party hud that actually looks good. But that could be of interest to OP.

-Woogity- 2026-02-20 17:30

My garage door opener has MyQ app which connects for like $4/mo or $40/yr or something. Worth it imo.

deztructo 2026-02-20 17:31

You're buying a car. Go demo drive one and answer those questions yourself.

optimusprimal99 2026-02-20 17:32

no digital rear view mirror but you have a button on the steering wheel to turn on all the cameras and you can see rear and both side cameras instantly when needed without taking your hands off the wheels. I use that when I have it loaded. FSD was a main driver for me as well. I knew going in I would pay the $99 monthly and just put it in my budget. it's amazing btw coming from Toyota which is in the dark ages with driver assist for the most part. All our other cars are Toyota's at our house btw we are fans. you can add the homeland but if you have a MyQ enabled GDO then just pay the couple bucks a month and its all controlled from the cloud from the car. I'm personally happy the homelink isn't included as I never use my garage for car and hated paying for that feature on ever care and never using it in 20 years. For the glass roof I'd recommend trying it first. I ended up putting XPEL tinting on it to block the rest of the heat so even during a hot California day I'm good. CarPlay is the biggest which is why I waited years to go to Tesla. But now with great texting, every possible audio streaming app, Audible, Zoom and other things too included in the Tesla OS the only real thing from CarPlay I miss is 1. Call out to Siri without pushing button. Tesla has rolled this out in China so I assume we will get it someday here 2. MS Teams integration for work chat. I do miss this but now I can say "sorry I was in my car and didn't see your Teams message" :) Otherwise I do not miss my Toyota. And my wife is planning on selling her Toyota next year for another Tesla if that helps.

[deleted] 2026-02-20 17:32

This is a no brainer as a former RAV4 driver who went with a Model Y back in 2020. I now have a 2026 Model Y, it’s not even close to comparable. Get the Model Y.

Joshallister 2026-02-20 17:37

Filling your car with gas in minutes

StormTrpr66 2026-02-20 17:37

>I’m guessing OP referring to the digital review that actually shows up on ur rear mirror. The camera pull-up is not really a replacement for that. Correct. I just flip the button on the bottom of the mirror and it shows the rear camera view on the actual mirror. Probably not necessary with FSD but can be very helpful when parking, although if the backup cam shows up on the main display when in reverse, that would work.

StormTrpr66 2026-02-20 17:39

lol...I get it. The regular Rav4 is indeed boring but the Prime XSE w/Premium Package is definitely not. It is also pretty comfortable. I drive about 100 miles/day, mostly in traffic on freeways so comfort aside, I think FSD would greatly improve my quality of life.

LoneStarGut 2026-02-20 17:41

Go test drive one. You will love it.

HiroyukiC1296 2026-02-20 17:41

They couldn’t be anymore different. Going from a Toyota to an EV is a night and day kind of thing. You don’t really compare them based on what they lack, rather than what they can offer you in terms of how it fits your lifestyle. MY as with all teslas are essentially iPads on wheels. Everything in the car is operated via that giant 16” touchscreen. From the climate control to the ventilation and heating and infotainment. (edit: I keep adding more and more info but the screen also controls the gear selector, and you can reverse and drive from this same screen or you can also activate auto-shift if you feel comfortable). It does not have android auto or Apple CarPlay (at this time). But it does have its own software that is miles better than most car brand infotainments. It also does not use Waze, otherwise, I’d be more inclined to use it more. Toyota has frankly outdated tech despite its reputation for being a reliable car brand. Tesla has a suite of apps and software (requires premium $10/month subscription) that can be updated like a smartphone. There are always continuous improvements that make the car better even on older cars. On top of that, you have regen braking so strong that the car can hold itself in position by just letting your foot off the accelerator, meaning, you rarely have to touch the brake pedal. You also have a copious amount of cargo space in the Y as well as the front trunk. All teslas have the capability of full self-driving for a subscription of $99/month. There are no cars on the road that can drive themselves with little to no driver intervention on all mapped roads. The latest Teslas come with Hardware 4 or Full Self-Driving Computer 4, which means the cameras throughout the vehicle are higher quality, and FSD is improved drastically over older models. You’re right that the car has all the suites to be operated from your phone. Instead of a traditional key fob, you get an RFID card that acts as a temporary key for the car when you purchase the car. And your phone Tesla app becomes the key. You can truly do anything and everything from this app, including ordering accessories and other stuff from the Tesla shop. The new teslas also come with automatic opening trunk now. You don’t have to kick the boot. That’s absolutely not a Tesla feature that I know of. And I think android should be just as capable of operating the car as an Apple would. But, most owners of Teslas are status symbol conscious. Meaning, that owners of Teslas generally also own Apple devices. There’s also a possible CarPlay coming to teslas TBD. You also have the capability of charging the car at home. I personally think you need to solve the issue or convenience of charging an EV at home or don’t get an EV. This will drastically cut the gas expenses, but it may increase your electric bill. You mentioned that you can install HomeLink to the Tesla, which is true, but if you can’t get a $350 home link install, I don’t think you can afford the cost of an EV charger. Or if you’re ok with level 1 charging, it only requires the use of a standard 120v outlet. You can also use the supercharging network which guarantees max charging speeds but public charging costs as much or equal to gas prices, so you’re really not cutting much. And lastly, while there’s less overall maintenance compared to a gas car, but they also include a BMW or Mercedes-level insurance cost and state registration fees are unfairly priced despite it not really being a luxury car. So, again, the comparisons are so night and day, you have to consider the car in isolation.

Rare-Winter3355 2026-02-20 17:42

Zero comparison. Get the Y.

StormTrpr66 2026-02-20 17:49

Of course, but it's always nice to hear from others who may have gone through the same experience. Sharing information is one of the purposes of forums like this one.

StormTrpr66 2026-02-20 17:54

>You also have the capability of charging the car at home. I personally think you need to solve the issue or convenience of charging an EV at home or don’t get an EV. This will drastically cut the gas expenses, but it may increase your electric bill. You mentioned that you can install HomeLink to the Tesla, which is true, but if you can’t get a $350 home link install, I don’t think you can afford the cost of an EV charger. Thanks for the info. It sounds like you're not familiar with the Rav4 Prime though. It's a plug-in hybrid with an estimated EV range of 42 miles. I already have a L2 charger in my garage. As for the garage door opener, of course I can afford $350 for Homelink but a built-in garage door opener has been standard in every car I've owned since 2007. It's just very surprising that Teslas don't have it. And yes, insurance....oh man... I got a couple of quotes earlier this week and almost fell out of my damn chair! I'm in California, home of the most expensive insurance in the country, and insuring a 2026 MY Premium is about double the cost of my current Rav4 Prime XSE.

aqtran93 2026-02-20 17:57

500+ miles of real world range!

HiroyukiC1296 2026-02-20 17:57

Rear view camera + side cameras for easier parking + 360 degree view. Edit: the car also has a front bumper camera for better visibility in FSD and maneuvering in parking spaces forward.

HiroyukiC1296 2026-02-20 17:58

Same!

StormTrpr66 2026-02-20 18:00

Interesting. I have the MyQ app on my Android phone and it lets me open and close the door remotely for free. I can open and close it from anywhere. I've actually opened it from work to let someone in. Is the MyQ app part of the Tesla's native apps?

StormTrpr66 2026-02-20 18:02

>But now with great texting, **every possible audio streaming app**, Audible, Zoom and other things too included in the Tesla OS the only real thing from CarPlay I miss is >Call out to Siri without pushing button. Tesla has rolled this out in China so I assume we will get it someday here >MS Teams integration for work chat. I do miss this but now I can say "sorry I was in my car and didn't see your Teams message" :) It's missing Pandora which I use quite a bit.

-Woogity- 2026-02-20 18:08

Yes, I’m talking specifically about using the car to connect to MyQ. It will even open and close the garage automatically based on proximity.

StormTrpr66 2026-02-20 18:14

Ah, ok. Not sure if that's worth $4/mo. Although it's certainly cheaper than $350 for homelink. The built in opener in my Rav works even when the power is out because the motor has a battery backup on it. I don't think the MyQ app would work since it looks like it's cloud based and requires internet. I suppose I can just carry a regular garage door opener in the car but it still bugs me that a tech-focused company doesn't have a feature that has been standard on many cars for at least 15 years now, and for most cars, even cheap ones, for the last 10 or so. .

Ornery_Climate1056 2026-02-20 18:15

I have a 2023 R4P XSE sitting in the garage next to a 2026 Tesla MY AWD LR.....so my wife and I own and drive both. Getting into the R4P after spending time in the MY is like stepping back in time.....clunky, noisy, lower level features, on and on. We have to make ourselves put miles on the R4P......my wife sums driving the MY up with "It's just so damn fun and easy to drive!" And things like "digital mirrors".....one button on the steering wheel brings up the cameras....not just the rear camera. The MY has \*adaptive\* headlights......a giant leap ahead of old school"auto high beams." Heated steering wheel? The R4P heated steering wheel is a joke....only heats the "10/2" areas whereas the MY heats the whole damn thing. Open the rear hatch? Just stand still at the rear of the car and it opens....no kick needed. Garage door opener? Drop in the Homelink module and it opens and closes the door automatically as it's driving away or approaching. Pretty much anything that is on our R4P is outdone by the MY. We're also thinking about selling the R4P in preference of another MY..........

-Woogity- 2026-02-20 18:18

I agree with your conclusion. I live in a private neighborhood and carry a gate opener. I don’t have the space or want to carry two physical openers so it works perfectly in my use case.

JollySwimmerHere 2026-02-20 18:20

I was in the same situation as yourself. Thinking about buying the RAV4 prime xse... I had a 2021 Toyota Camry XSE hybrid, then traded it in for a 2023 Toyota Camry XSE I was in a car accident, November 2024, and test drove a Tesla Model Y... Loved it. Bought it. Then, last year, I was in another accident (not my fault) and while my Tesla was being repaired, I was given a 2025 Camry SE. ---I used to absolutely love the camry, and thought it was the coolest car in the world. But after being in it for 2 minutes, I couldn't handle how terrible the car was, compared to my Tesla 😂😂 By all means, I also test drove the RAV4 prime and it's nothing compared to the model y. 😂😂 Tesla FSD has ruined me... When I drove the camry, during repairs, I hated that I actually had to pay attention to the road. Haha! It felt so weird to be forced to use my brakes.

sns1294 2026-02-20 18:20

The integrated MyQ is a software subscription, no extra hardware needed. It adds an onscreen control as well as automatic handsfree opening and closing of the garage door as you approach and leave. I have an iPhone and MyQ doesn't allow Siri control so I just keep the opener remote in the car and use it instead of rewarding them for locking down a common feature of other apps...

StormTrpr66 2026-02-20 18:20

How much is the installation for the Homelink module? I know the part itself is $350 but I'm not sure what the labor would be.

PriorNo7328 2026-02-20 18:23

Losing what do u mean- ur going to transform ur life. I went from Honda CRV to model Y. I am never going back again,

Ornery_Climate1056 2026-02-20 18:33

Get an OEM Tesla Homelink module off of eBay (mine was $175, IIRC)......installation is DIY.....YouTube video from TesBros (AKA DIY Wrap Club) is good. Hint: Instead of contorting your hands to use a bolt to install the module bracket, use a couple of heavy zip ties. TesBros even liked this alternative when I mentioned it to them.

dontrackonme 2026-02-20 18:42

the lack of garage opener pissed me off big time. that is basic. and answer to your question that is the only thing it is missing that is basic in other similarly priced cars auto steer in toyota is scary. i was disappointed it did not have apple carplay. Now i see i do need it. their native infotainment system is incredible. Yeah, you probably won’t get teams , but come on. Teams??? it has a heated steering wheel. rear view mirror and rear window are not so useful. the rear wipers would not help. their camera is much better and the screen is huge. sun does not come through the roof. it seems like magic. i open the sunroof 5 times a year in my other cars. it is not so useful and probably why they never added it it is a better car than any toyota or lexus priced in the same range.

dontrackonme 2026-02-20 18:49

how old is the current prime? will you keep it? insurance is cheaper on an older car. i don’t live in california. i was surprised at how much less insurance cost than i thought it would .

Ballbm90 2026-02-20 18:50

How is this even a question? Whatever doubts you have now will completely go away once you have your Tesla. You'll fall in love with it the longer you have it and will never look back

StormTrpr66 2026-02-20 18:58

2023 Rav4 Prime XSE w/Premium Package. Current insurance is around $200/mo. MY Premium would be $350/mo.

dontrackonme 2026-02-20 19:01

wow, insurance companies must hate tesla

dontrackonme 2026-02-20 19:02

So, how does one set up the rear hatch to automatically open?

TsunamiBob 2026-02-20 19:28

The $350 for Homelink includes installation. You can buy the parts on eBay for $100-250 and DIY.

KansasKing107 2026-02-20 19:28

Your Rav prime will likely be significantly cheaper to own and likely require less thought. The model y is good but it’s kind of a queen IMO and requires some care. Beyond that that they’re not very comparable. Your Toyota will almost certainly hold better residual value for ver time as well.

StormTrpr66 2026-02-20 19:56

With the Rav4 Prime, because my daily commute is so long I use mostly gas. Gas here is expensive. If I charge at home overnight it would cost about .16/kWh so about $12 for a full charge. So fuel costs would be a little less, but insurance would definitely make it more expensive. And I don't know that tires would be that much more expensive. Both cars weigh about the same and are AWD. Add in the $99/mo for FSD, $10/mo for connected services, and the massive increase in insurance and yeah, definitely not a cost-saving move but like I mentioned, my daily commute is tiring and FSD is a convenience that might be worth it.

JIsADev 2026-02-20 20:09

I definitely miss Android Auto especially since I use Pocketcast and I have so many places saved in Google Maps. But the integrated system in the Tesla is just as good. You just need a bit of time to adjust.

harda_toenail 2026-02-20 20:17

I kind of agree. RAV4 is one of the most boring cars out there to drive. Right behind the Sienna.

lureofautumn 2026-02-20 20:31

The [listing](https://shop.tesla.com/product/model-3_y-automatic-garage-opener) in the Tesla shop states “Price includes shipment to your preferred Tesla Service Center and installation”.

quentech 2026-02-20 21:08

> the massive increase in insurance Have you actually gotten quotes? My '22 MYLR AWD is basically the same price to insure as my '17 Jeep Grand Cherokee.

StormTrpr66 2026-02-20 23:50

Have you driven a fully loaded Rav4 Prime?

StormTrpr66 2026-02-21 00:03

I do expect I will miss that, plus the ability to find a gas station at any corner and be in and out with a full 500 miles of range in about 3 minutes. But at least 90% to 95% of my driving, maybe more, will be my daily 100 to 150 mile commute and unless the power goes out, I can charge at home every night. I estimate a full charge will take about 10 to 12 hours. I have 6 hours of off-peak time between midnight and 6 a.m. that I can charge for about .15 cents/kWh. Assuming I drive 100 miles/day, that means I can easily keep the battery at 80% all the time. If I understand correctly, keeping the battery between 20% and 80% should minimize degradation. I figure I will be running it between 40% and 80% most of the time. The occasional road trip will be the biggest drawback since I'm used to driving non-stop, in some cases as much as 30 hour stretches with just a couple of bathroom/food breaks along the way.

Dunstert 2026-02-21 00:04

Counter opinion… I have a ‘22 MYLR. I bought enhanced auto pilot with the car. I don’t have FSD. I have used FSD every time they’ve given a free trial and I hated it. It’s like being in a car with a nervous 16 year old. Half the time it’s too aggressive and the other half is too timid. I do use EAP a lot on the highway tho - aside from the phantom breaking issue (which I think they’re now calling “curvature assist” or some nonsense since it still happens on perfectly straight roads) - it makes road trips more enjoyable. I’m currently car shopping (moving somewhere I can’t charge at home) and I’m realizing the list of things I like better on the Tesla is shorter than I expected. Mostly the ‘fun’ factor of an EV. To address your list: CarPlay/AA: never had before, so don’t miss it, though in the new cars, I can see some of the appeal. I have Apple Music which is well integrated in the Tesla. Anything else, I just use my phone at a stoplight. Garage door opener: silly not to have it but as mentioned there are alternatives. I went the MyQ route, but don’t use the Tesla integration - just my phone/watch. Sunroof: love the Tesla roof, but I was never an open sunroof person anyway so I don’t mind that it doesn’t open. HUD: loving the feature on the cars I’m shopping,- so much it became a deciding factor in our final choice. I suppose less of an issue if using FSD. EAP (or similar): not having this would be a deal breaker for me. After test driving new cars, EVERYONE does this at least as good as Tesla, if not better. Phantom breaking is a real thing with Tesla and it’s terrifying when it happens going 75 on the toll road. Rear wiper: never missed not having one Kick hatch: never missed not having this, tho I guess I can see the utility of it Digital rear mirror: if you frequently fill the back of the car, it makes a lot of sense. I don’t but the feature is cool. Not a Tesla thing, unless they’ve recently added it. You’ll get heated seats and steering wheel in a Tesla. I think newer models finally added vented seats, too? Headlights are really good in the Tesla - adaptive matrix is cool though sometimes I wonder if I still am blinding people. Some of the other stuff I thought I loved in the Tesla are just not important as I thought they would be. The traffic visualizations take up half the screen but really add no value aside from the “ooh” factor - you can’t meaningfully interact with it and really can’t glean info from it while driving. The FSD visualization is more detailed but I think my point stands. I’d rather have control over the entire screen. The ride in a Tesla is orders of magnitude worse than other cars. The new Y is supposed to have better suspension but it’s really not built for the ride like similarly priced cars. Dumping radar was a silly way to save a few bucks.

Feisty_Crab7052 2026-02-21 00:35

I got a brand new 2025 prius prime after my older prius got totaled and I sold it 2 months later cuz everything about it sucked. Got a Y after losing 7k on sale of prius and it’s the best 7k I’ve ever lost. You’ll miss very little about it.

Raiderguy08 2026-02-21 00:52

Traded my 2024 Rav4 Prime XSE Premium in for a Model Y last Sunday. Not being a fan boy, but I honestly am struggling to find anything about the Prime that I now am missing. As far as your specific questions, here are some of my thoughts. * I did not necessarily use all of the apps you mentioned, but I have not missed Android Auto once. I use YouTube music and I like that the app is native to the car and I do not have to stream from my phone. * I, too, was disappointed that the MY required an expensive solution for a garage door but was extremely surprised to learn that my Chamberlain door opener does sync with the MY. As long as it uses the MyQ app, it will work with the MY. In fact, you can have it auto-open when you get within a set distance and close when you pull out of the driveway. So very nice. * Roof does not slide but I found myself opening it less than ten times a year typically anyway. * Personally the heads up display was not something I used very often and, as others have said, with FSD, it really isnt needed. * The lane assist was a feature I used all of the time in the Prime but I traded it in to get access to FSD. Even with the monthly fee, it was definitely worth the switch. * The digital rear view mirror, because I am farsighted, was not a feature I ever used and wasted on me. * It has a heated steering wheel and I will add that the heated seats are so much warmer than the Prime's ever were. * The headlights are adaptive beams so they function even better than the high beams in the Prime. Overall, while I liked that the Prime held its value allowing me to get a nice high trade-in (I did negotiate Tesla up from $35,600 to $41,000 when I showed them my CarMax offer so Tesla will negotiate on trades), and enjoyed my time I had it, but I have not looked back.

Ornery_Climate1056 2026-02-21 02:48

Search eBay for "OEM Tesla homelink"....$200...ships anywhere

Zestyclose_Paint3922 2026-02-21 03:49

Model Y is in another league.

6100315 2026-02-21 04:02

The main feature it looks like you would lose, is filling up at a gas station.

6100315 2026-02-21 04:06

What kind of care do you mean? I'd disagree. I have two small kids in rainy pnw so my white seats are often caked with mud, and I rarely wash the outside. But if i want it to look nice, it's literally wipe the seats down, pick up the trash off the back floor and give the outside a quick wash and it looks like new. I love how easy it is to clean and maintain.

slenderwin 2026-02-21 04:09

Yearly taxes/tabs too are higher.

Putrid-Box4866 2026-02-21 04:38

For daily long commute, FSD is a no brainer. I don't even commute as I work from home but the ability to use FSD on freeways is so awesome I don't think can get away from not owning a Tesla from now on. Once unsupervised fsd is out, it's game over.

Putrid-Box4866 2026-02-21 04:47

No city in CA is even in the top ten most expensive car insurance, and if you use Tesla insurance, you could probably get full coverage for less than $200 with a 98 safety score. You have to be a rally good driver though, or use FSD a lot.

HiroyukiC1296 2026-02-21 05:00

Yeah, I think I’m a good driver, but I got into a bad accident in 2021, but other than that I’m pretty safe. My cheapest quotes were like $212/mo through Geico, but I have 15 years of driving experience, and I own another car fully paid so I got that multi-car discount. With some finessing, was able to get a quote for around $160/mo. It depends on the person, really.

Legal-Square-1362 2026-02-21 06:51

Long commute -> FSD will be godsend Homelink price includes installation I think. Mobile service can install at your home in 5 min. It’s different from your regular garage opener in Toyota. Tesla homelink can automatically open and close garage when you come home or leave. It’s a pretty nice feature integrated in the car.

Chicken_Zest 2026-02-21 11:58

Have you driven a model y?

StormTrpr66 2026-02-21 15:04

No, I have a test drive scheduled for tomorrow. But I haven't called it boring without having driven it. Someone calling a fully loaded Rav4 Prime boring just sounds to me like they've never driven one. Obviously, it's not a sports car and not as fast as the Tesla AWD models but it does hit 0-60 in 5.2 and has semi passable technology, although I can say without hesitation that its "connected" services absolutely suck. They charge something like $16/mo for not even 10% of what Tesla's $9.99/mo gives you. But I really think FSD will make my life a whole lot easier. Last night I was driving home at almost 1 a.m. and kept wishing I had FSD. Toyota's adaptive cruise is disappointingly not any better than what I had in my 2017 Subaru.

StormTrpr66 2026-02-21 15:21

Nice. Was the trade-in value based at all on a Carfax report that gives an estimated trade-in value? Carfax is telling me mine is worth $30K. 2023 XSE w/PP and 52,000 miles. Tesla's online system offered me about $500 more than Carfax says it's worth. I need to check if Carmax makes offers online. Can you explain how you set up the MyQ thing? Even though it won't work if the power goes out, $4/mo will come out less than the $350 for Homelink so I may just go that route. How do you find the cargo space with the rear seats down compared to the R4P? On paper it shows a few more cubic feet of space but I'm a little worried about how the hatch slopes down while the Rav's is pretty much square. I have a couple of tall items that I haul every weekend and I'm not sure they would fit even though it claims more cargo space. I have a test drive scheduled tomorrow and will be taking one of those large items to see how it fits in the back with the seats folded down. I've done a pretty interesting about-face. Because of my daily commute I started looking into trading the Rav in for a luxury car for the sake of comfort. I looked at the Lexus RX450+, a couple of the BMWs, the Volvo phev, but none of them had the things I needed and for all of them except the Lexus, the phev performance was garbage.

Raiderguy08 2026-02-21 15:44

I am not sure about a Carfax report. I had gotten a CarMax offer for $42,000 and when I went in for my test drive I asked if there was room for a better trade-in offer while showing them the email from CarMax. I was told that while I was doing the test drive they would send a request in to their financing people. Honestly, I assumed they would come up slightly but was actually very surprised they came within $1,000 of the CarMax offer. In Ohio, getting the most from a trade-in is very important because the state only charges sales tax on the difference between the car's value and the trade-in. If I had sold the car to CarMax and used that money to pay off the Prime and apply the difference to the down payment, I would have ended up paying sales tax on the entire amount of the sale. Instead, I paid sales tax on \~$9,000. So, yes, I would definitely go in tomorrow with a CarMax or Carvana offer. There is a garage icon at the top of the touchscreen and, if I am remembering correctly, there was a QR code that I scanned and it opened up the MyQ app and completed the setup. I am in agreement with you that the monthly fee is better than the Homelink system. As far as cargo space, I am probably not a good judge of that because I tend to not need to haul many things. I did go out just now and measure from the bottom of the cargo area to the top of the hatch opening and it was \~25 inches on the two ends and \~27 inches in the center. Overall though, I do find it a slightly bit more narrow than the Prime but not by a lot. I will just say that people will say that they don't want to buy an EV because of range fear, but I had range anxiety in the Prime. I hated to have to use gas so I would be watching the battery range like a hawk. Now I do not have to worry about that, especially when just driving around town. We do have a road trip to Virginia next month and I have no range fear because of the supercharger network and how they are integrated into the navigation system.

StormTrpr66 2026-02-21 15:50

>No city in CA is even in the top ten most expensive car insurance, and if you use Tesla insurance, you could probably get full coverage for less than $200 with a 98 safety score. You have to be a rally good driver though, or use FSD a lot. So surprisingly, CA is not the most expensive in the country but it is definitely in the top 10. Glendale, Oakland, and LA are in the top 10 most expensive cities for insurance in the US. A couple of cities in Michigan are higher. No surprise there. That said, I'm probably going to stick with State Farm. 90% of the things I've read about Tesla's own insurance is extremely negative. State Farm is expensive but I've been with them for over 25 years and am pretty happy with them.

PriorNo7328 2026-02-21 16:03

Lol i used to ask same thing when i was driving Honda CRV .But once i got free of carrying keys and having to remember to turn off the car each time , 0-60k in 4 secs i stopped asking. Not sure if u know- One pedal driving with model y- does prime loaded has it?? I can write a long essay but why dont u try it. Please note I havnt mentioned FSD because that would be a crime to compare against

StormTrpr66 2026-02-21 16:15

Yeah, for now, Tesla's FSD is unique. Only two or three other cars have anything even similar and even those are way behind Tesla's. btw, I also had a CRV a while ago. It was one of the most comfortable cars I've ever owned. As with most of my cars, I drove it cross country from FL to CA a couple of times. And this was before the days of adaptive cruise. Hell, I drove from FL to CA in a 2009 Honda Fit, stick shift, no cruise, no power windows, no nothing. Base model with barely a working radio. That was brutal. I think I've paid my dues!!

Putrid-Box4866 2026-02-21 16:17

They say negative things because they don’t know how to drive properly. That’s all I am going to say. If you want to save and you’re going to use fsd anyway, there’s no point in not getting tesla insurance.

StormTrpr66 2026-02-21 16:27

The negative things I've seen are stuff like it's impossible to get someone on the phone, they take months, sometimes up to years to resolve and pay claims, etc... Those things have exactly zero to do with whether someone knows how to drive or not. No matter how great of a driver you are, the thousands of other drivers on the road might not be. No amount of driving skill will save you from being rear-ended, t-boned, sideswiped, etc. My take on Tesla insurance from everything I've read is that it's less expensive than others, and is great...........as long as you never need to use it. Also, if I left State Farm after 25 years as a customer, after one year I would lose my loyalty discount if I ever decided to go back. And yes, I've had to use State Farm. They were great. No issues getting anyone on the phone, they paid my claim no questions asked and very quickly. Oh, and don't forget, California is considering banning Tesla from selling insurance in CA because of the volume of complaints and demonstrably bad customer service.

PriorNo7328 2026-02-21 17:56

Ok u have been nice. So let me tell you two drawbacks that i experienced 1) there arent any buttons like regular car - most controls are on the display screen so u will have to get used it . It takes time might be frustrating initially but i believe latest one has grok built in . Its pretty good with voice commands so u can literally play any song or open any settings 2) ride quality in latest one is better but i had 2024 model so its not that great.

StormTrpr66 2026-02-21 18:47

Cool. I'm sure I'll figure it out. I kind of like the idea of having a simple, spartan interior as opposed to a million buttons, knobs, dials, half of which I don't even know what they do anyway. I'm not a technophobe, I work in IT, so I get used to that kind of stuff pretty quickly although I'm sure I will have a million questions. That's assuming I buy the car. I'll have a better idea after I go check it out in person tomorrow.

Comfortable_Put4473 2026-02-21 19:25

Is this an ad for RAV4 Prime? Sounds like some great features. You are right. I had most of these standard on my BMW 7 series. But i will never go back. After buying my model y all those great “features” feel outdated.

StormTrpr66 2026-02-21 20:16

lol... The Rav4 Prime is an excellent car. Battery degradation is a little more than I would have expected and some of the technology feels outdated but other than that, it's solid. Does great in the snow, relatively high ground clearance, about 40mpg in full ICE/Hybrid mode, cargo space is very usable, even comes with a spare tire. But Toyota's "connected" services for $16/mo include very crappy navigation and remote app control, which has never worked right for me, sucks and I canceled it a while ago. No matter what I've done I couldn't get the car to pre-heat or cool the cabin. Tesla's premium connectivity is much better on paper. Tesla's FSD is the biggest factor pushing me in that direction. I've driven a few other EVs that I really liked but none of them have anything like FSD, all they have is adaptive cruise. Hell. my Rav4 Prime nags me after about 10 seconds of hands off the wheel, and after about 20 seconds it just disengages. Not to mention, it's not very trustworthy and gets confused a lot. I mean, it helps a little and is better than old school cruise which sets a single speed and doesn't keep the lane, but FSD seems like it could be life changing for me.

quentech 2026-02-21 20:33

> You can add a HUD 3rd party - there are dozens of choices available. No. You can add an instrument cluster display. A little screen that you mount on the dash or behind the steering wheel. A HUD projects information onto the windshield in the field of view of the road. I've never seen a Tesla-specific HUD (just some garbage ass generic ODB ones). And there aren't dozens of different Tesla instrument cluster displays on the market. There's one place making a few models in China and they're resold under several different brand names - but they are all the same. Except for Enhance Auto's new one (maker of the S3XY Commander, buttons, etc). But it's still not a HUD it's an instrument cluster display.

Chicken_Zest 2026-02-21 23:05

I have driven a rav4, as have like a million journalists that universally claim it's one of the blandest cars to drive on the road. Having more buttons to press because yours is fully loaded doesn't change the way the car drives. I'm not saying the model y is a sports car, but it is significantly more engaging to drive than a rav 4. Regardless of trim.

StormTrpr66 2026-02-22 00:00

Not a Rav4, a Rav4 Prime. It is a completely different experience. But whatever, I'm here to get info on the Model Y, not to sell anyone a Rav4 Prime. Actually the opposite. I'm thinking of trading my Rav4 Prime for a Model Y.

Chicken_Zest 2026-02-22 01:38

I dont know man. You're coming here to ask about moving from your Rav 4 to a Model Y, and when people have tried to compare the two you're default response is trying to correct them that your Rav 4 is a Rav 4 Prime and then educating them that the Prime is way better than a regular Rav4. I dont know what you want. None of us give a shit about specifying a specific trim level of a Rav 4.

StormTrpr66 2026-02-22 02:41

I specified in the subject line of the thread that it's a Rav4 Prime precisely because it is very different than the standard ICE Rav and even the hybrid.  Sorry if I didn't make it more clear but hopefully I've clarified it now.

Chicken_Zest 2026-02-22 02:44

Oh it's a prime? Why didnt' you say so!

Bright_Mix_3449 2026-02-22 11:22

HomeLink is seriously underrated! It is one of my favorite features as it will open / close the garage door as you approach/leave your house automatically. Saves you two buttons/clicks every time you get in the car. Love it!

Fair_Line_6740 2026-02-22 12:58

Wait till you test drive a performance and hit the gas. You take off at lights like everybody else is sitting still

SomeFuckingMillenial 2026-02-22 14:50

I think you've nailed everything you won't get. The garage door opener can also be done via subscription to myq - if you have a myq door. I don't know that I'd swap. No auto steer sucks. I do love my car though.

StormTrpr66 2026-02-22 15:05

I'd be subscribing to FSD so not having autosteer might not be a big deal. If you subscribe to FSD do you also have the option of using auto-steer, or is it just either FSD or old-school cruise control and no autopilot at all? Basically, if I pay for FSD can I sometimes opt to not use it and just use autopilot with lane assist?

SomeFuckingMillenial 2026-02-22 15:26

Yes & no. Yes, you can swap it to Autosteer & TACC. No, you cannot swap between the two modes without stopping, putting the car in park and changing it. If you're subbing to FSD, then it's an alright trade. New Model Ys with the AC seats are pretty nice too. Personally, I'm holding out for the R2 though.

StormTrpr66 2026-02-22 15:36

Ok, so you can't switch modes while driving but if you're stopped, you can choose to use either autopilot (I guess they don't call it this anymore but it's the same thing?) or FSD?

StormTrpr66 2026-02-22 15:44

deleted - duplicate post.

SomeFuckingMillenial 2026-02-22 15:57

Correct. If you have FSD enabled, then you cannot use TACC or Autosteer.

Spokane_Al 2026-02-23 02:17

The need to actually drive the car. No FSD is an absolute deal breaker for me - I use it every day on every drive. Those other differences are merely minor window dressing.

optimusprimal99 2026-02-25 20:07

you know I didn't think of that but looking at my car it is. We only use Pandora from Black Friday to NYE for xmas music so I never needed it in the car. I wonder why we don't have an app for it. It's the best platform for music discovery for sure.

StormTrpr66 2026-02-25 21:43

In the car I use Sirius/XM a lot more than Pandora. From what I've learned, Sirius integration on the new Teslas sucks. It uses streaming through the car's connected services and there's no way to transfer a current subscription to the Tesla. On the bright side, the Tesla version is $5/mo for the first year so that's cheaper than I currently pay. But I've read that the app sucks. That will be disappointing if true.

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