Thoughts? Interest rate seems high compared to others on here and the insurance is way higher than what I could get off the street.
SGfleet can do better on the interest rate, compare with CommBank novated lease finance etc. They also add a $200 commission on the insurance, ask for it to be removed, or you can also get your own insurance policy. Which can be budgeted for and then payments reimbursed for the running costs account
If you’ve got a battery, surely you could cancel the fuel costs?
You should ALWAYS claim the electricity even if you don't pay a single cent to charge your car. Claiming electricity [means you get extra money](https://novatedlease.guide/running-costs/ato-42c-per-km-shortcut/?utm_source=reddit&utm_medium=comment&utm_campaign=260318), rather than "losing money".
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